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GTBank – How to Withdraw Money from ATM Without Card

In this article, GTBank (GTCO) users will learn how to withdraw money from ATM without a card. This includes, how to withdraw money from GTBank ATM without an ATM card as well as other banks.

GTCO aka Guaranty Trust Bank (GTB) cardless withdrawal is a mobile money application launched by the bank that allows you to use an Automated Teller Machine (ATM) without a card, which is called  GT cardless withdrawal.

To do this is very easy and simple. GTBank has been offering stress-free service to its customers which is why it’s the leading bank today.

GTBank Plc has 231 branches, 17 cash centers, 18 e-branches, 41 GTExpress locations, and more than 1165 ATMs in Nigeria. GTBank has expanded to cote d’Ivoire, Gambia, Ghana, Liberia, Sierra Leone, Uganda, Kenya, and Rwanda.

These countries belong to EcoZone; it has also expanded to the United Kingdom. Guaranty Trust Bank is a Nigerian financial institution that offers online/ internet banking, retail banking, cooperate banking, investment banking, and asset management services, with its head office in Victoria Island Lagos.

GT cardless withdrawal is introduced to assist customers in an urgent situations when the customer does not have their cards. E.g., bad ATM Card, Lost of Card, Card trapped, Expired Card, etc. but wants to withdraw from an ATM.

The service costs N50, but it is more advantageous than you think and part of GTBank *737# mobile banking options which are cool.

G T Bank cardless withdrawal has two options they are: GT RESCUE and PAY CODE.

GT RESCUE OPTION

This can be used when you are withdrawing from a GT Bank ATM with a maximum amount of N15,000 per transaction.

PAY CODE OPTION

This can be used when you want to withdraw from other banks and GT Bank ATM with a maximum amount of N30,000 per transaction.

Guarantee Trust Bank (GTB) has three platforms or channels through which you can perform your cardless transaction. They include:

  • USSD code (*737#)
  • Internet Banking Platform
  • Mobile Banking Platform

To withdraw money from ATM without a card – using USSD, GTBAnk *737# is very easy, simple, and straightforward.

GT cardless withdrawal helps customers in an emergency case of not having a card at the moment. E.g., bad ATM Card, Lost of Card, Card trapped, Expired Card, etc. but wants to withdraw from an ATM using *737# to do this, is very quick, easy, and simple.

Withdrawal Via USSD Code

With GTB USSD code (*737#), you can withdraw directly by dialing the code on the network MTN, Glo, Airtel, or 9mobile depending on the one you registered when opening a GT Bank account. Once you dial *737#

  • Input 8 to select the next page
  • Input 1 to select CARDLESS withdrawal
  • Input 1 or 2 for either GTBANK or OTHER BANK selection
  • If your option is other banks
  • Enter TERMINAL as 1 or 2 to select ATM or POS
  • Input the Amount
  • Enter any 4-digit code to set your CASH OUT PIN
  • Enter your pre-selected 4-digit pin to complete the CARDLESS WITHDRAWAL

NOTE: a reference code is immediately sent to your mobile phone via SMS, and you can locate the nearest ATM to make your withdrawal. We explained the ATM steps below.

Withdrawal Via Internet Banking

Guaranty Trust Bank Cardless withdrawal is a mobile money app that allows you to use an ATM without a card. It is a simple, quick, and easy way to send money to another person. To do this is very easy and simple.

GT cardless withdrawal is introduced to assist customers in an urgent case of not having a card at the moment.

Using GT cardless withdrawal is very easy and simple. To do this,

  • visit any G T Bank branch close to you
  • Request for your internet banking USER ID and PASSWORD
  • Use your internet access phone, tab, laptop, etc
  • Visit http://www.gtbank.com/smart/online/index.php
  • Click on Online Banking
  • Click on Internet Banking
  • Log in to internet banking with your USER ID and PASSWORD
  • Click ACCOUNT TRANSFER
  • If you want to withdraw from a GT Bank ATM close to you, click cardless withdrawal (GT- RESCUE)
  • If you want to withdraw from another bank ATM, Click PAYCODE (Cardless withdrawal)
  • Complete displayed form with your Names, Mobile Number, Account to Debit, Terminal type (ATM or POS) and cash-out amount, etc
  • Then confirm if details captured are accurate and complete
  • Enter the answer to the asked secret question
  • Enter the Token Code
  • Click on the submit button to complete your request.

NOTE: a reference code will be immediately sent to your mobile phone via SMS, and you can locate the nearest ATM to make your withdrawal. We explained the ATM steps below.

Withdrawal Via Mobile Banking

How to use GT Bank cardless withdrawal via mobile banking is very easy and simple. The steps below will guide you to perform your GTBank Cardless withdrawal via Mobile Banking successfully and without stress.

  • visit any GTBank branch close to you
  • Request for your internet banking USER ID and PASSWORD
  • Use your internet access phone to download the GT-WORLD app on your PLAYSTORE for Android phones, APPLE WORLD for blackberry phones, and APPLE STORE for iPhones.
  • Log on to your mobile banking with your USER ID and PASSWORD
  • Then slide your finger on your mobile phone to display outstanding menu items.
  • Click on CARDLESS withdrawal options on the BANKING module.
  • If you want to withdraw from a GTBANK ATM close to you, click CASHOUT (GT bank ATM options.
  • Click on cash-out (ALL) ATM and POS OPTION, if you want to withdraw from any other bank ATM,
  • Complete the form displayed
  • Click Continue
  • Enter your four-digit PIN or TOKEN CODE
  • Then click done to complete your request.

NOTE: a reference code is immediately sent to your mobile phone via SMS, and you can locate the nearest ATM to make your withdrawal. We explained the ATM steps below.

Withdraw Money From GTBank ATM Without Card

  • Locate any GT bank ATM near you
  • On the ATM Press ENTER button
  • Next, select the CARDLESS WITHDRAWAL (GT-RESCUE)
  • After which, enter the reference code received on your phone
  • Enter the Amount you want to withdraw. This should be the same selected when initiating request on internet banking
  • Press the ENTER button to proceed
  • Then take your cash.

Withdraw From Other Banks’ ATM Without Card

  • Locate any other ATM (not owned by GT Bank)
  • To start, press ENTER button on the bank ATM
  • Select the PAYCODE option, as shown on the ATM screen
  • Enter PAYCODE number which you received on your mobile phone
  • Enter the pre-selected cash OUT PIN number that you entered on internet banking when processing the request.
  • Enter Amount (the amount should be the same as selected when processing the request)
  • Next, you will have to press the ENTER button to proceed.
  • Finally, collect your cash.

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